These terms and conditions govern your access to and use of the CapitalXB’s website, including services offered by CapitalXB, in accordance with Indian laws such as the Information Technology Act, 2000, RBI Guidelines, and other applicable legal frameworks. By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use the CapitalXB website if you do not accept all of the terms and conditions stated on this page. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company, CapitalXB. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By using the CapitalXB website you consent to the use of cookies in accordance with the CapitalXB Privacy Policy. Most of the modern-day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Should CapitalXB engage with affiliate / advertising partners, they also may use cookies.

License

Unless otherwise stated, CapitalXB and/or its licensors own the intellectual property rights for all material on the CapitalXB website. All intellectual property rights are reserved. You may view and/or print pages from www.capitalxb.com for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from www.capitalxb.com
• Sell, rent or sub-license material from www.capitalxb.com
• Reproduce, duplicate or copy material from www.capitalxb.com
• Redistribute content from CapitalXB (unless content is specifically made for redistribution).

Hyperlinking to our Content

The following organizations may link to our website without prior written approval:

• Government agencies
• Search engines
• News organizations
• Online directory distributors when they list us in the directory may link to our website in the same manner as they hyperlink to the websites of other listed businessesSystemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our website

These organizations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

We may consider and approve in our sole discretion other link requests from the following types of organizations: commonly known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union; dot.com community sites; associations or other groups representing charities, including charity giving sites, online directory distributors; internet portals; accounting, law and consulting firms whose primary clients are businesses; and educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website, you must notify us by sending an e-mail to info@capitalxb.com. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator (Web address) being linked to; or
• By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party's site. No use of the CapitalXB logo or other artwork will be allowed for linking absent a trademark license agreement.

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our website.

Reservation of Rights

We reserve the right at any time and in our sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our website upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.

Removal of links from our website

If you find any link on our website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Content Liability

We disclaim any responsibility or liability for the content, accuracy, legality, or any other aspects of third-party content that may appear on external websites accessed through hyperlinks on our site. We do not endorse, nor are we responsible for, the opinions, advice, statements, products, services, or other content made available through third-party links.

Indemnification: You agree to indemnify, defend, and hold harmless CapitalXB, its affiliates, officers, directors, employees, agents, and licensors from any and all claims, liabilities, damages, losses, costs, expenses (including reasonable attorneys' fees), or demands arising out of, or related to:

• Your access to or use of the website and any related services.
• Your violation of any third-party rights, including but not limited to intellectual property rights, privacy rights, or proprietary rights.
• Your violation of any laws, regulations, or these terms.
• We also reserve the right, at our expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defenses.

Prohibited Content and Links: You agree that no link(s) to our website may appear on any page or within any context containing content or materials that:

• Are defamatory, libelous, obscene, unlawful, abusive, threatening, or otherwise offensive.
• Promote illegal activities or infringe upon any third-party intellectual property or other proprietary rights.
• Advocate or facilitate any unlawful act or encourage conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

Monitoring and Removal: While we are not obligated to, we reserve the right to monitor content on third-party websites linked from our site. If we become aware of any content or activity that, in our sole discretion, is inappropriate, misleading, or harmful to users or third parties, we reserve the right to disable the links or take any other necessary action.

Disclaimer of Liability for Linked Content: By using hyperlinks to access third-party websites, you acknowledge that:

• You do so at your own risk.
• We are not responsible for the accuracy, quality, or reliability of any content provided by third-party websites.
• Any interaction or transaction with a third-party website, including purchases or agreements, is solely between you and the third party. We are not liable for any damages or losses resulting from such interactions.

Limitation of Liability

To the maximum extent permitted by applicable law, we expressly exclude all representations, warranties, conditions, and other terms that might otherwise be implied by statute, common law, or the law of equity in relation to our website, including, without limitation, any implied warranties concerning the accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, or any implied duty to provide the website services with reasonable care and skill. All content and services on the website are provided on an "as is" and "as available" basis.

Nothing in this disclaimer shall:

• limit or exclude our or your liability for fraud or fraudulent misrepresentation under Section 17 of the Indian Contract Act, 1872;
• limit any of our or your liabilities in any way that is not permitted under applicable laws, including but not limited to the Consumer Protection Act, 2019, and relevant provisions under the Information Technology Act, 2000, or other statutory obligations arising under contract, tort, or equity; or
• exclude any of our or your liabilities that may not be excluded under applicable laws, including liabilities arising under statutory provisions, and other regulatory requirements imposed by the Reserve Bank of India, or other regulatory bodies, as applicable.

Application of Limitations and Exclusions:

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer:

• are subject to the conditions mentioned above; and
• govern all liabilities arising under this disclaimer or in connection with the subject matter of this disclaimer, whether such liabilities arise in contract, in tort (including but not limited to negligence or strict liability), under statutory duty, or otherwise.

Exclusion of Liability for Free Services: To the extent that the website, its content, or any services provided through the website are offered free of charge, we shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage of any nature whatsoever, including but not limited to:

• Loss of profits, revenue, contracts, anticipated savings, business, data, goodwill, or wasted expenditure, even if foreseeable;
• Any loss or damage arising from any act of God, delays, interruption of services, or viruses that may infect your system;
• Any other losses arising from the use or inability to use the website or reliance on its content, including any liability arising from incorrect, incomplete, or outdated information available on the website.

Scope of Liability: Except as required under applicable law, our liability to you in connection with any use of the website or services provided via the website shall be limited to the extent permissible by law. This limitation will apply to all claims, whether arising in contract, tort, statutory duties, or otherwise.

Indemnification for Use of Website: You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and licensors against any and all claims, damages, costs, liabilities, and expenses (including reasonable legal fees) arising from or related to your use of the website, your breach of these terms, or any infringement by you of any intellectual property or other rights of any person or entity.