Purchase Invoice Discounting.
Pay your suppliers early to secure better terms and priority supply, while CapitalXB extends your own payment timeline. Keep production moving without straining cash flow.
Keep your supply chain moving, and your partners close.
A simple definition
Purchase invoice discounting is a supply-chain finance facility where CapitalXB pays your supplier invoices on your behalf, so you can take early-payment discounts and secure raw materials, then repay CapitalXB over an extended period. It bridges the gap between paying suppliers and getting paid by your own buyers.
Benefits for your supply chain
Pay vendors early and negotiate better pricing.
Repay CapitalXB on a timeline that matches your cycle.
Reliable, on-time payments earn you priority supply.
Facility linked to trade flows, not fixed assets.
Upload invoices and draw down online.
Suppliers paid within 72 hours of approval.
How it works
Submit the purchase invoice to CapitalXB.
Vendor is paid early, on your behalf.
Production continues; your buyers pay you.
On agreed, extended terms.
FAQs
How is this different from export factoring?+
Export factoring advances cash against invoices you have raised on overseas buyers, financing your receivables. Purchase invoice discounting works on the other side: CapitalXB pays your suppliers early so you can secure materials and better terms, and you repay later. One unlocks money owed to you; the other funds what you owe suppliers.
Who is it best suited for?+
Procurement-heavy businesses, manufacturers and distributors who buy raw materials or stock ahead of sales and want to take early-payment discounts, secure priority supply, and extend their own payables without straining working capital.
Do I need collateral?+
No. The facility is linked to your trade flows and supplier invoices, not to fixed assets or property.